See Where Cash Is Paying the Most Right Now—All in One Chart

With the Federal Reserve currently in a holding pattern, cash yields are likely to remain fairly steady for the near term. And at current levels, today’s safest places to park money continue to offer attractive returns.

Across savings accounts, CDs, brokerage cash options, and U.S. Treasuries, yields vary by product and provider. But most of the top options still offer yields between the low-3% range and 5%. That makes it possible to earn a solid return on cash without taking on stock-market risk.

To make it easier to compare your choices, we’ve pulled together the best-paying options across every major cash category—all in one chart. Top high-yield savings accounts continue to offer standout rates, the best CDs allow you to lock in a high yield for a set period, and brokerage cash options and Treasuries provide additional ways to balance return, flexibility, and stability.

Taken together, these yields highlight how much cash can still earn in today’s safest accounts. Below, we show what different balances could generate and how the top options compare across product types.

WHY THIS MATTERS FOR YOU

Cash doesn’t have to sit on the sidelines to stay safe. Knowing which accounts are still paying competitive yields can help you earn more on savings you may need soon—without taking on market risk.

How Much You Can Earn on $10K—Or More

Staying cautious with your liquid savings doesn’t mean it has to sit idle. The right account can still turn short-term safety into meaningful earnings.

With a lump-sum savings deposit of $10,000, you can earn about $200 in interest in just six months by choosing a 4% account. Below we show what you’d earn at different interest rates, as well as what a balance of $25,000 or $50,000 would earn.